With today’s rising prices it’s all most people can do to stay afloat financially. So how does a young couple save enough money to break into the housing market? Sometimes you have to think outside of the box and come up with creative financing options. One such example is Lease-to-Own, or Rent-to-Own house purchases. Basically, [...]

HoDo 1.25% interest rates really exist? Neg am mortgages calculate several mortgagerates. One is called the payment rate the other is the actual interest rate. Fortunately, the payment rate is capped at 7.5% of the previous payment. The true interest rate is calculated as simply the index plus the margin without periodic caps. When the [...]

I like maxims and quips. Little phrases that tell a big story. I like the parables in the Bible because a child can say “I get it,” and an aged student can say “Oh… now I get it.” The principle of keeping it simple is a good one for most of life’s situations including trading. [...]

With gasoline prices steadily on the rise, many commuters are finding it more and more difficult to justify spending their hard earned money on the high cost of fuel rather than other necessities, including food and electricity.  With that in mind, there are five simple steps that you can take to help stretch your dollar [...]

There are at least fifteen major brands promoting air purifiers. Below you will find condensed air purifier reviews for four of the most popular brands: Oreck Air Purifiers The Oreck Super Air 8 Air Purifier uses four different technologies to clear your air. The pre-filter catches large particles such as dust and pollen. The charcoal [...]